They say that if there is no money there is no motivation.
They say that if there is no competition there is no progress.
They say that if there is no fertilizer there is no fruit.
They say that if there is no hope there is no action.
I have proven, by living differently, that those assertions are wrong, and I dare everyone to repeat the experiment that has been successfully performed immeasurable many times over, by yourself.
Do not believe me, but do also not believe some corporate-paid strangers who claim experthood on how to live when all they have to offer is highly specialized knowledge in one narrow field of science.